Daniel G. Litchfield

Dan focuses his practice on insurance coverage and extra-contractual liability counseling, ADR, litigation, trials and appeals. He has also been extensively involved in defending class action cases. Over the course of his career, he has handled a wide variety of civil cases, including construction defect, business tort, antitrust, and employment discrimination cases. From 1989 to 1998, Dan specialized in insurance environmental coverage issues and worked on some of the largest such cases, including Goodyear, Ford, and Sara Lee. In 1998 he became one of the founding partners of Litchfield Cavo LLP, and he serves as a member of the Firm’s executive committee.

Dan began his career working on antitrust, Truth in Lending Act cases, and commercial litigation. He then transitioned into Superfund litigation and some food, drug, and medical device litigation before concentrating on his current focus, complex insurance coverage analyses and litigation. He also has extensive experience in bad faith and extra-contractual litigation. Dan has handled state or federal cases in 24 states. He is rated as an AV® Preeminent™ lawyer by Martindale-Hubbell, representing the recognition of the highest level of professional excellence by his peers.

In 2014, Dan was profiled by Leading Lawyers Magazine--Business Edition; the profile may be read here.


  • The University of Chicago School of Law, JD, 1983
  • Drake University, BA, 1980; summa cum laude, Phi Beta Kappa, Mortar Board, Gamma Gamma, Omicron Delta Kappa, first alternate from Iowa for Harry S. Truman Scholarship


  • Illinois
  • Pennsylvania
  • United States District Courts: Northern District of Illinois, Central District of Illinois, Southern District of Illinois, Western District of Michigan, District of Colorado, District of Nebraska, Eastern District of Wisconsin, Western District of Wisconsin
  • United States Courts of Appeal: Seventh Circuit, Eighth Circuit, Federal Circuit


  • "Property Damage Update: Pollution Exclusion," Coverage, Volume 9, Number 2, March/April,1999
  • "Corporate Relationships and Coverage," Coverage, Volume 8, Number 6, November/December, 1998
  • "The Polluters' Web: The Pollution Exclusion and the Question of Deception," CPCU Journal (Chartered Property Casualty Underwriters), June 1994

Professional Activities

  • American Bar Association
  • Chicago Bar Association
  • Federation of Defense and Corporate Counsel
  • Defense Research Institute
  • Illinois Association of Defense Counsel
  • Council on Litigation Management
  • American College of Coverage and Extracontractual Counsel, Fellow

Representative Reported Cases

  • Houseman Construction Company v. The Cincinnati Insurance Company, Slip Copy, 2010 WL 1658959, W. D. Mich., April 23, 2010
  • Spirco Environmental, Inc. v. American Intern. Specialty Lines Ins. Co., 555 F.3d 637, 2009 WL 233873, C.A.8 (Mo.), February 3, 2009
  • Kootenia Homes, Inc. v. Federated Mut. Ins. Co., 2006 WL 224162, Minn.App. January 31, 2006
  • Cincinnati Insurance Co. v. Eastern Atlantic Ins. Co., 260 F.3d 742, 2001 WL 869365, (7th Cir. 2001)
  • Hartford Casualty Ins. Co. v. Benchmark, Inc./Taylor Associates, Inc., 1999 WL 33656877, (N.D. Iowa, November 9, 1999)
  • Goodyear Tire & Rubber Co. v. Aetna Cas. And Surety Co., 1995 WL 422733, (Ohio App. 9 Dist., July 12, 1995)
  • Farmer City Community Health Foundation, Inc. v. Cincinnati Ins. Co., 1994 WL 394914 C.D.Ill.,1994
  • Walgreen Co. v. Selcke, 230 Ill.App.3d 442, 595 N.E.2d 89, 172 Ill. Dec. 26, 1992 WL 109983, (Ill.App. 1st Dist. 1992)
  • A.Y. McDonald Industries, Inc. v. Insurance Co. of North America, 475 N.W.2d 607 Iowa,1991
  • Aetna Cas. & Sur. Co. of Hartford, Connecticut v. Kerr-McGee Chemical Corp., 875 F.2d 1252, 1989 WL 54812, 29 ERC 1680, (7th Cir. 1989)
  • Edward Hines Lumber Co. v. Vulcan Materials Co., 669 F.Supp. 854, 26 ERC 1662 (N.D Ill. 1987)