Mindy K. Bradley

Mindy K. Bradley


Office: TX – Houston
T: 713.418.2008 F: 713.418.2001


Mindy’s primary practice area is insurance coverage. She has represented insurers in a broad range of insurance coverage litigation, including declaratory judgment actions, breach of contract claims and other insurance-related matters, in both state and federal courts. Mindy also has extensive experience in counseling and providing coverage opinions, reservation of rights letters and denial letters on behalf of insurers on complex issues of policy interpretation. This includes the construction of commercial general liability, business and personal auto, commercial property, homeowners, professional liability, and employers insurance policies, as well as umbrella, excess and reinsurance policies and issues involving large self-insurance retentions. Mindy has also handled matters on behalf of insureds and insurers involving claims of contractual and common law indemnity, and for additional insured status.

Mindy also has experience representing governmental entities on issues involving civil rights, the Texas Tort Claims Act, and premises liability. She has also represented self-insurance pools composed of governmental entities and provided counsel with regards to the drafting and interpretation of their various lines of insurance coverage, interlocal agreements and bylaws.


  • Defended and resolved high-profile case on behalf of large national insurer involving multi-million dollar limits of multiple layers of insurance policies and insurability of punitive damages in Texas
  • Defended mid-size manufacturer against claim by Fortune 500 customer for contractual and common law indemnity arising from multi-vehicle fatality accident
  • Defended declaratory judgment action brought by putative additional insured with large retention against national insurer, and spin-off matter seeking recovery of fees paid in indemnity and attorneys’ fees from insured
  • Performed briefing on behalf of Texas insurer sued repeatedly in first-party windstorm litigation, on issues from policy construction to interpretation of intent of legislation governing insurer

Representative reported cases:

  • American Empire Surplus Lines Ins. Co. v. Nat. Fire Ins. Co. of Hartford, 2013 WL 1194866 (S.D. Tex. – Houston, March 21, 2013).
  • Parc Condominium Association v. Travelers Casualty and Surety Co. of America, 2016 WL 5172513 (S.D.Tex. – Houston, March 31, 2016).
  • Gabriel v. City of Plano, No. 496 CV 362 (E.D. Tex. 1999), aff’d 220 F.3d 585 (5th Cir. 2000).