FIRST-PARTY PROPERTY
Unexpected claims often involve complex challenges that require specialized counsel in various facets of first-party property coverage. Litchfield Cavo’s coverage attorneys are admitted to practice throughout the United States and advise insurers throughout the nation on the broad scope of necessary coverages enabling them to effectively navigate the legal landscape presented in complex and novel claims.
Litchfield Cavo’s coverage attorneys are aware of possible misrepresentations on policy applications and have developed strategies to avoid exaggerated claim valuations. During the investigative phase of a claim, our attorneys ensure claims are thoroughly and properly scrutinized in accordance with all applicable statutes and regulations. This includes conducting examinations under oath, interviewing witnesses and analyzing coverage policies. If a disagreement arises over coverage determination our attorneys vigorously defend the insurer’s action while seeking the best possible economic outcome through litigation, arbitration and participation in the appraisal process in connection with first-party claims.
Our First Party Property Record
Several of Litchfield Cavo’s coverage attorneys have experience and insight from working as in-house insurance counsel and use their representative experience to exceed clients’ expectations. Our attorneys represent carriers in a wide array of first-party residential and commercial property coverage and litigation matters, including claims related to:
- Builder’s risk
- Business interruption
- Commercial
- Condominium associations
- Crime
- Equipment
- Fire damage
- Loss of income
- Marine
- Mold and fungi
- Motor vehicle
- Sinkhole
- Warehouse
- Water

Nora R. Adukonis








Stephanie L. Dykeman



Jennifer L. Marino





